Best SPY and QQQ rate today: 0.16% on Kamino Lend (Solana, QQQx). Cheapest dollar loan against it: 0.88% on Kamino Lend (Solana, SPYx).
Paste a wallet address above to see what your own positions earn. Rates read at 13:44 UTC today.
| Asset | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Borrow up to | Size | History |
|---|---|---|---|---|---|---|---|
| QQQx | Kamino LendxStocks Market | Solana | 0.16% | 0.17% | 70% | $3.2M | 148 days |
| SPYx | Kamino LendxStocks Market | Solana | 0.08% | 0.1% | 73% | $4.1M | 148 days |
| SPYx | Jupiter LendSPYx/USDC | Solana | 0% | 0% | 75% | $5.2M | 176 days |
| SPYON | FrankencoinPositionV2 | Ethereum | 0% | 0% | — | $4.2M | 238 days |
| SPYx | Kamino LendSentora xStocks Market | Solana | 0% | 0% | 72% | $2.9M | 47 days |
| QQQx | Kamino LendSentora xStocks Market | Solana | 0% | 0% | 70% | $947K | 43 days |
| SPYx | Jupiter LendSPYx/JupUSD | Solana | 0% | 0% | 75% | $446K | 175 days |
| QQQx | Jupiter LendQQQx/USDC | Solana | 0% | 0% | 75% | $326K | 175 days |
| QQQx | Jupiter LendQQQx/JupUSD | Solana | 0% | 0% | 75% | $120K | 175 days |
| SPYON | FrankencoinPositionV2 | Ethereum | 0% | 0% | — | $40K | 48 days |
| Asset | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Borrow up to | Size | History |
|---|---|---|---|---|---|---|---|
| QQQ | LayerBank | Robinhood Chain | 0% | 0% | 50% | $11K | 5 days |
| Collateral | Loan | Venue | Chain | Borrow rate | Max loan | Collateral earns | Available |
|---|---|---|---|---|---|---|---|
| SPYx | PYUSDPayPal USD · fiat-backed | Kamino LendSentora xStocks Market | Solana | 0.88% | 72% | 0% | $9.5M |
| QQQx | PYUSDPayPal USD · fiat-backed | Kamino LendSentora xStocks Market | Solana | 0.88% | 70% | 0% | $9.5M |
| QQQx | USDC | Kamino LendxStocks Market | Solana | 7.44% | 70% | 0.16% | $442K |
| SPYx | USDC | Kamino LendxStocks Market | Solana | 7.44% | 73% | 0.08% | $442K |
| Collateral | Loan | Venue | Chain | Borrow rate | Max loan | Collateral earns | Available |
|---|---|---|---|---|---|---|---|
| QQQ | USDGGlobal Dollar · fiat-backed | LayerBank | Robinhood Chain | 6.6% | 50% | 0% | $1.1M |
| Pair | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | Within ±5% of price | History |
|---|---|---|---|---|---|---|---|
| SPY-USDG | Ekubo0.00% fee | CL range 1.04% | Robinhood Chain | 44.24% | 44.24% | $43K | — | 84 days |
| SPY-USDG | Alandale V30.008% | Robinhood Chain | 15.15% | 15.15% | $168K | — | 62 days |
| SPYx-USDC | Raydium AMMConcentrated - 0.01% | Solana | 11.53% | 17.49% | $418K | 90%±1%: 32% | 137 days |
| QQQx-USDC | Orca DEX | Solana | 7.14% | 12.13% | $13K | 42%±1%: 7% | 333 days |
| QQQx-USDC | Raydium AMMConcentrated - 0.1% | Solana | 6.82% | 28.73% | $2.2M | 20%±1%: 4% | 257 days |
| SPYx-USDC | Orca DEX | Solana | 3.62% | 3.76% | $173K | 26%±1%: 7% | 333 days |
| QQQx-USDC | Raydium AMMConcentrated - 0.25% | Solana | 3.57% | 9.32% | $35K | 37%±1%: 7% | 1.1 years |
| SPYx-USDC | Raydium AMMConcentrated - 0.1% | Solana | 1.71% | 2.69% | $2.1M | 25%±1%: 6% | 257 days |
| SPYx-USDC | Raydium AMMConcentrated - 0.25% | Solana | 1.48% | 2.04% | $76K | 19%±1%: 4% | 1.2 years |
| Pair | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | Within ±5% of price | History |
|---|---|---|---|---|---|---|---|
| SPY-USDG | Ekubo0.05% fee | CL range 1.26% | Robinhood Chain | 0% | 0% | $17K | — | 14 days |
Sells SPY and QQQ as it rises, buys as it falls.
| Pair | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | Within ±5% of price | History |
|---|---|---|---|---|---|---|---|
| QQQx-SPYx | Orca DEX | Solana | 12.45% | 94.57% | $11K | 86%±1%: 21% | 50 days |
| QQQx-SPYx | Raydium AMMConcentrated - 0.25% | Solana | 2.66% | 9.81% | $25K | 53%±1%: 13% | 122 days |
| TQQQX-SPYx | Orca DEX | Solana | 1.96% | 1.96% | $61K | 2%±1%: <1% | 148 days |
Both legs move together: little loss to price moves.
| Pair | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | Within ±5% of price | History |
|---|---|---|---|---|---|---|---|
| WSOL-QQQx | Raydium AMMConcentrated - 0.25% | Solana | 33.89% | 129.03% | $140K | 26%±1%: 6% | 1.2 years |
| WSOL-SPYx | Raydium AMMConcentrated - 0.25% | Solana | 23.74% | 23.74% | $592K | 26%±1%: 4% | 1.3 years |
| WETH-SPY | Alandale V30.01% | Robinhood Chain | 15.8% | 15.8% | $98K | — | 51 days |
| Pair | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | Within ±5% of price | History |
|---|---|---|---|---|---|---|---|
| SOL-SPYx | Orca DEX | Solana | 44.99% | 44.99% | $45K | 73%±1%: 32% | 26 days |
Two independent prices: the most loss to price moves.
APY is the lowest of today, 7 and 30 days. Rewards are paid in tokens and can stop. Not listed: basis trades, tokenized funds, prediction markets, fixed-term markets.
Borrow rate: interest only. Rewards back to borrowers are paid in tokens and can stop.
On Morpho, max loan is the liquidation limit.
APY: fees and rewards, lowest of today, 7 and 30 days. A narrower range earns more and exits sooner.
Within ±5%: the share of the pool’s money near today’s price. Full range: 2.5% (±1%: 0.5%). Higher means more competition near the price.
Less consistent: thin, under 30 days, barely used, 3× the usual rate, or mostly rewards. Never in the headline.
Venues’ own rates, updated daily. Not a forecast or advice.
Wallet Profit is a free crypto portfolio and profit & loss tracker. Paste any wallet address — no sign-up, no wallet connection — and get a full picture of its on-chain activity: current holdings with live USD values, DeFi positions, and a cash-flow based P&L you can narrow to any date range.
Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Smart Chain, Monad, Robinhood Chain and 29 more EVM chains, plus Solana and Bitcoin — one address, every chain analysed at once.
Liquidity on Uniswap V2, V3 & V4, PancakeSwap, SushiSwap, Aerodrome and Velodrome — including farm/gauge-staked positions with pending rewards and emission APR; Aave, SparkLend, Compound V3, Morpho, Euler, Pendle, Beefy, Curve & Convex, EigenLayer, GMX and Hyperliquid on EVM chains; Raydium, Orca, Meteora, Kamino, Jupiter Lend and JLP on Solana — collateral, debt, uncollected fees and pending rewards.
Every transfer is valued at its historical price to separate real deposits and withdrawals from DeFi churn. Pick a period — YTD, a past year or month, or custom dates — and see starting value, ending value, total and annual return for exactly that window (annualised once the money has a year behind it).