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Wallet Profit XRP rates

XRP rates today

Best XRP rate today: 0.05% on Venus Core Pool (BSC, XRP). Cheapest dollar loan against it: 3.7% on Venus Core Pool (BSC, XRP).

Paste a wallet address above to see what your own positions earn. Rates read at 16:42 UTC today.

Earn on XRP — lending and staking

AssetVenueChainAPY, lowest of today, 7 and 30 daysAPY todayBorrow up toSizeHistory
XRPVenus Core PoolBSC0.05%0.05%50%$8.2M4.3 years
FXRPMorpho BlueEthereum0%0%—$17.5M84 days

Borrow dollars against XRP

CollateralLoanVenueChainBorrow rateMax loanCollateral earnsAvailable
XRPUUnited Stables · crypto-backedVenus Core PoolBSC3.7%50%0.05%$13.7M
FXRPRLUSDRipple USD · fiat-backedMorpho BlueEthereum9.97%77%0%$756K

XRP pools against dollars

PairVenueChainAPY, lowest of today, 7 and 30 daysAPY todaySizeWithin ±5% of priceHistory
XRP-USDTUniswap V30.3%BSC18.76%19%$430K14%±1%: 3%2.7 years
RLUSD-FXRPUniswap V30.3%Ethereum0%0%$3M<1%±1%: <1%91 days
3 less consistent markets
PairVenueChainAPY, lowest of today, 7 and 30 daysAPY todaySizeWithin ±5% of priceHistory
XRP-USDTUniswap V40.29%BSC23.96%26.51%$83K—100 days
XRP-USDCUniswap V30.3%BSC5.32%11.94%$45K9%±1%: 2%2.2 years
XRP-USDTMDEXBSC0%0%$11K—4.1 years

Sells XRP as it rises, buys as it falls.

XRP pools against another asset

PairVenueChainAPY, lowest of today, 7 and 30 daysAPY todaySizeWithin ±5% of priceHistory
XRP-WBNBPancakeSwap AMMBSC1.92%1.92%$385K2%±1%: <1%4.3 years
2 less consistent markets
PairVenueChainAPY, lowest of today, 7 and 30 daysAPY todaySizeWithin ±5% of priceHistory
XRP-ETHUniswap V30.3%BSC4.35%8.34%$107K17%±1%: 4%1.7 years
XRP-WBNBUniswap V30.3%BSC2.52%2.52%$136K8%±1%: 2%2.0 years

Two independent prices: the most loss to price moves.

APY is the lowest of today, 7 and 30 days. Rewards are paid in tokens and can stop. Not listed: basis trades, tokenized funds, prediction markets, fixed-term markets.

Borrow rate: interest only. Rewards back to borrowers are paid in tokens and can stop.

On Morpho, max loan is the liquidation limit.

APY: fees and rewards, lowest of today, 7 and 30 days. A narrower range earns more and exits sooner.

Within ±5%: the share of the pool’s money near today’s price. Full range: 2.5% (±1%: 0.5%). Higher means more competition near the price.

Less consistent: thin, under 30 days, barely used, 3× the usual rate, or mostly rewards. Never in the headline.

Venues’ own rates, updated daily. Not a forecast or advice.

What is Wallet Profit?

Wallet Profit is a free crypto portfolio and profit & loss tracker. Paste any wallet address — no sign-up, no wallet connection — and get a full picture of its on-chain activity: current holdings with live USD values, DeFi positions, and a cash-flow based P&L you can narrow to any date range.

Supported networks

Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Smart Chain, Monad, Robinhood Chain and 29 more EVM chains, plus Solana and Bitcoin — one address, every chain analysed at once.

DeFi positions

Liquidity on Uniswap V2, V3 & V4, PancakeSwap, SushiSwap, Aerodrome and Velodrome — including farm/gauge-staked positions with pending rewards and emission APR; Aave, SparkLend, Compound V3, Morpho, Euler, Pendle, Beefy, Curve & Convex, EigenLayer, GMX and Hyperliquid on EVM chains; Raydium, Orca, Meteora, Kamino, Jupiter Lend and JLP on Solana — collateral, debt, uncollected fees and pending rewards.

Profit & loss

Every transfer is valued at its historical price to separate real deposits and withdrawals from DeFi churn. Pick a period — YTD, a past year or month, or custom dates — and see starting value, ending value, total and annual return for exactly that window (annualised once the money has a year behind it).