Best USDS and DAI rate today: 4.71% on Flux Finance (Ethereum, DAI). Cheapest to borrow: 3.86% on Aave V3 (Arbitrum, DAI).
Paste a wallet address above to see what your own positions earn. Rates from 2 November — today’s could not be read yet.
Every dollar coin in one list. Other coins: USDC best 9.03% · USDT best 5.92% · USDe best 4.83%.
| Asset | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Borrow up to | Size | History |
|---|---|---|---|---|---|---|---|
| DAIDai · crypto-backed | Flux Finance | Ethereum | 4.71% | 4.71% | — | $760K | 3.7 years |
| USDSSky Dollar · crypto-backed | Jupiter LendEarn | Solana | 4.68% | 5.55% | — | $2.3M | 231 days |
| DAIDai · crypto-backed | Aave V3 | Polygon | 4.06% | 4.11% | — | $948K | 4.2 years |
| SUSDS | Sky Lending | Ethereum | 3.78% | 3.8% | — | $4.5B | 1.7 years |
| SUSDS | Sky Lending | Arbitrum | 3.78% | 3.8% | — | $475.8M | 262 days |
| SUSDS | Sky Lending | OP Mainnet | 3.78% | 3.8% | — | $5.2M | 111 days |
| DAIDai · crypto-backed | Aave V3 | Ethereum | 3.32% | 3.39% | — | $11.1M | 3.7 years |
| DAIDai · crypto-backed | SparkLend | Ethereum | 2.85% | 2.93% | — | $80.2M | 2.4 years |
| USDSSky Dollar · crypto-backed | SparkLend | Ethereum | 2.71% | 2.8% | — | $375.2M | 1.6 years |
| DAIDai · crypto-backed | Venus Core Pool | BSC | 2.45% | 2.49% | — | $756K | 4.3 years |
| Asset | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Borrow up to | Size | History |
|---|---|---|---|---|---|---|---|
| USDSSky Dollar · crypto-backed | Kamino LendOnRe Market | Solana | 6.14% | 7.17% | — | $23K | 155 days |
| USDSSky Dollar · crypto-backed | Kamino LendElemental USDS Optimizer | Solana | 5.79% | 6.88% | — | $56K | 18 days |
| USDSSky Dollar · crypto-backed | Kamino LendAllez USDS | Solana | 5.77% | 6.8% | — | $257K | 18 days |
| USDSSky Dollar · crypto-backed | Sky LendingGROVE Farming Pool | Ethereum | 5.74%0% interest + 5.74% rewards | 5.88% | — | $147.9M | 119 days |
| USDSSky Dollar · crypto-backed | Kamino LendMEV Capital USDS | Solana | 5.64% | 6.11% | — | $14K | 18 days |
| USDSSky Dollar · crypto-backed | Kamino LendSOL/BTC Market | Solana | 4.6% | 4.72% | 80% | $176K | 2.0 years |
| USDSSky Dollar · crypto-backed | Kamino LendFigure Market | Solana | 4.45% | 4.45% | — | $65K | 142 days |
| USDSSky Dollar · crypto-backed | Aave V3 | Ethereum | 3.66%0.01% interest + 3.65% rewards | 3.86% | — | $4.7M | 2.1 years |
| USDSSky Dollar · crypto-backed | SparkLendSPK Farming Pool | Ethereum | 3.41%0% interest + 3.41% rewards | 3.41% | — | $552.2M | 245 days |
| USDSSky Dollar · crypto-backed | SaveMain Pool | Solana | 3.26% | 3.61% | 70% | $177K | 2.0 years |
| USDSSky Dollar · crypto-backed | SaveJLP Pool | Solana | 2.6% | 2.78% | — | $18K | 1.9 years |
| DAIDai · crypto-backed | Aave V3 | OP Mainnet | 2.15% | 2.16% | — | $66K | 4.1 years |
| USDSSky Dollar · crypto-backed | Aave V3Prime Instance | Ethereum | 2.1% | 2.1% | — | $12K | 1.9 years |
| USDSSky Dollar · crypto-backed | Extra Finance Xlend | Base | 0.64% | 0.64% | 75% | $32K | 1.3 years |
| DAIDai · crypto-backed | UwU Lend | Ethereum | 0.05% | 0.05% | 90% | $39K | 4.0 years |
| SUSDS | Morpho Blue | Arbitrum | 0% | 0% | — | $170K | 280 days |
| SUSDS | Morpho Blue | Arbitrum | 0% | 0% | — | $153K | 1.1 years |
| SUSDS | Extra Finance Xlend | Base | 0% | 0% | 75% | $52K | 1.3 years |
| SDAI | Aave V3 | Ethereum | 0% | 0% | — | $51K | 3.1 years |
| SUSDS | Morpho Blue | Ethereum | 0% | 0% | — | $48K | 21 days |
| SDAI | SparkLend | Ethereum | 0% | 0% | — | $30K | 3.4 years |
| SUSDS | Asymmetry USDaf | Ethereum | 0% | 0% | — | $26K | 1.2 years |
| Asset | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | History |
|---|---|---|---|---|---|---|
| DAIDai · crypto-backed | Harvest FinanceMorpho - Gauntlet Core | Ethereum | 5.11% | 5.11% | $228K | 4.4 years |
| USDSSky Dollar · crypto-backed | Yearn Finance | Ethereum | 4.56% | 5.04% | $8.9M | 2.1 years |
| USDSSky Dollar · crypto-backed | Spark Savings | Arbitrum | 3.78% | 3.8% | $475.8M | 173 days |
| USDSSky Dollar · crypto-backed | Spark Savings | Base | 3.78% | 3.8% | $12.1M | 173 days |
| DAIDai · crypto-backed | Yearn Finance | Ethereum | 3.29% | 3.43% | $5.7M | 2.6 years |
| Asset | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | History |
|---|---|---|---|---|---|---|
| USDSSky Dollar · crypto-backed | Yearn Finance | Ethereum | 12.41% | 12.41% | $453K | 1.2 years |
| USDSSky Dollar · crypto-backed | Stake DAO YieldYearn | Ethereum | 4.31% | 4.31% | $16K | 1.8 years |
| DAIDai · crypto-backed | VesperAggressive | Ethereum | 0% | 0% | $76K | 4.5 years |
Returns come from the manager’s strategy — leverage, carry — with its risks. No staking added.
| Pair | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | History |
|---|---|---|---|---|---|---|
| DAI-USDT | Uniswap V40.00% | Polygon | 5.25% | 6.32% | $306K | 93 days |
| USDS-STUSDS | Curve DEX | Ethereum | 4.99% | 6.81% | $2.2M | 336 days |
| USDC-DAI | Uniswap V40.01% | Polygon | 4.34% | 4.34% | $463K | 136 days |
| SDAI-sUSDe | Curve DEX | Ethereum | 4.03% | 4.03% | $753K | 2.7 years |
| FRXUSD-SUSDS | Curve DEX | Ethereum | 3.55% | 7% | $1.7M | 1.7 years |
| DOLA-SUSDS | Curve DEX | Ethereum | 3.32% | 3.32% | $6.5M | 2.0 years |
| DAI-USDT | Quickswap Dex | Polygon | 2.47% | 2.47% | $432K | 3.6 years |
| DAI-USDC | Uniswap V30.01% | Ethereum | 1.78% | 3.68% | $999K | 4.5 years |
| USDS-USDC | Raydium AMMConcentrated - 0.01% | Solana | 0.94% | 1.19% | $721K | 1.8 years |
| USDT-USDS | Uniswap V40.00% | Ethereum | 0.21% | 0.21% | $54.5M | 55 days |
| Pair | Venue | Chain | APY, lowest of today, 7 and 30 days | APY today | Size | History |
|---|---|---|---|---|---|---|
| USDC-DAI | Uniswap V40.01% | Polygon | 5.52% | 5.52% | $110K | 132 days |
| DAI-USDC.E | Uniswap V30.01% | Arbitrum | 5.44% | 33.55% | $21K | 3.5 years |
| sUSDe-SUSDS | Curve DEX | Ethereum | 4.97% | 5.14% | $108K | 1.7 years |
| USDC-DAI | Uniswap V40.01% | Polygon | 4.94% | 4.94% | $67K | 220 days |
| SCRVUSD-SUSDS | Curve DEX | Ethereum | 3.38% | 4.39% | $11K | 1.9 years |
| DAI-USDT | Uniswap V30.01% | Arbitrum | 2.18% | 9.49% | $94K | 3.5 years |
| USDC-DAI | Uniswap V30.01% | Arbitrum | 2% | 10.73% | $102K | 3.2 years |
| USDS-USDC | Orca DEX | Solana | 1.98% | 1.98% | $29K | 2.0 years |
| USDC-DAI | Balancer V2Gyroscope ECLP DAI/USDC | Polygon | 1.89% | 1.89% | $26K | 320 days |
| USDC-DAI | Camelot V3 | Arbitrum | 1.49% | 6.12% | $106K | 3.0 years |
| USDC-DAI | Uniswap V30.01% | Polygon | 1.44% | 2.8% | $177K | 4.0 years |
| USDC-USDS | Maverick V2 | Ethereum | 1.24% | 2.67% | $11K | 1.4 years |
| DAI-USDC.E | Uniswap V30.05% | Arbitrum | 1.19% | 10.3% | $49K | 4.4 years |
| DAI-USDT | Uniswap V30.05% | Arbitrum | 0.91% | 3.51% | $11K | 4.3 years |
| DAI-USDT | MDEX | BSC | 0.77% | 0.77% | $27K | 4.2 years |
| DAI-BUSD | PancakeSwap AMM | BSC | 0.67% | 1.18% | $44K | 4.3 years |
| USDE-DAI | Curve DEX | Ethereum | 0.61% | 0.61% | $140K | 2.7 years |
| SDAI-USDM | Curve DEX | Ethereum | 0.47% | 0.47% | $41K | 2.8 years |
| USDC-DAI | Uniswap V30.01% | OP Mainnet | 0.43% | 0.75% | $62K | 2.6 years |
| USDC-DAI | Uniswap V30.01% | OP Mainnet | 0.21% | 0.4% | $43K | 3.9 years |
| DAI-USDC | PancakeSwap AMM V30.01% | Ethereum | 0.18% | 0.36% | $15K | 3.5 years |
| FRXUSD-USDS | Uniswap V40.00% | Ethereum | 0.12% | 0.12% | $100K | 34 days |
| DAI-USDC | SushiSwap V30.01% | Ethereum | 0.06% | 0.06% | $23K | 352 days |
| DAI-USDS | Maverick V2 | Ethereum | 0.02% | 0.02% | $11K | 1.4 years |
| USDS-USDC.E | Uniswap V30.05% | Arbitrum | 0.01% | 0.01% | $111K | 4.4 years |
| DAI-FEI | Uniswap V30.05% | Ethereum | 0% | 0.01% | $15K | 4.6 years |
| USDC-DAI | Uniswap V30.05% | Polygon | 0% | 0% | $42K | 4.2 years |
| USDR-DAI | Uniswap V40.05% | Ethereum | 0% | 0% | $197K | 304 days |
| USDR-USDS | Uniswap V40.05% | Ethereum | 0% | 0% | $197K | 304 days |
| DAI-USDT | Uniswap V30.05% | Ethereum | 0% | 0% | $131K | 4.6 years |
Both legs hold a peg: little loss to price moves.
| Asset | Collateral | Venue | Chain | Borrow rate | Available | Borrowed |
|---|---|---|---|---|---|---|
| DAIDai · crypto-backed | BTC/ETH | Aave V3 | Arbitrum | 3.86% | $938K | $2.1M |
| USDSSky Dollar · crypto-backed | BTC/ETH | SparkLend | Ethereum | 4.4% | $375.2M | $906.1M |
| DAIDai · crypto-backed | BTC/ETH | SparkLend | Ethereum | 4.5% | $80.2M | $209.1M |
| DAIDai · crypto-backed | many (12) | Aave V3 | Ethereum | 4.95% | $11.1M | $114.6M |
| DAIDai · crypto-backed | OUSG | Flux Finance | Ethereum | 5.14% | $760K | $8.5M |
| DAIDai · crypto-backed | many (23) | Venus Core Pool | BSC | 5.36% | $756K | $831K |
| USDSSky Dollar · crypto-backed | many (12) | Aave V3 | Ethereum | 5.54% | $4.7M | $258K |
| DAIDai · crypto-backed | BTC/ETH/other | Aave V3 | Polygon | 7.4% | $948K | $2.7M |
| Asset | Collateral | Venue | Chain | Borrow rate | Available | Borrowed |
|---|---|---|---|---|---|---|
| SUSDS | many (7) | Extra Finance Xlend | Base | 0% | $52K | $25 |
| USDSSky Dollar · crypto-backed | many (7) | Extra Finance Xlend | Base | 1.88% | $32K | $19K |
| DAIDai · crypto-backed | BTC/ETH | Aave V3 | OP Mainnet | 4.89% | $66K | $487K |
| USDSSky Dollar · crypto-backed | WETH/wstETH | Aave V3Prime Instance | Ethereum | 5.35% | $12K | $42K |
| USDSSky Dollar · crypto-backed | PRIME | Kamino LendFigure Market | Solana | 5.44% | $65K | $684K |
| USDSSky Dollar · crypto-backed | many (29) | Kamino LendSOL/BTC Market | Solana | 6.13% | $176K | $2.8M |
| USDSSky Dollar · crypto-backed | many (19) | SaveMain Pool | Solana | 6.18% | $177K | $490K |
| USDSSky Dollar · crypto-backed | ONYC | Kamino LendOnRe Market | Solana | 8.54% | $23K | $347K |
| USDSSky Dollar · crypto-backed | JLP | SaveJLP Pool | Solana | 11.04% | $18K | $7K |
APY is the lowest of today, 7 and 30 days. Rewards are paid in tokens and can stop. Not listed: basis trades, tokenized funds, prediction markets, fixed-term markets.
Shared markets. Borrow rate: interest only. Rewards back to borrowers are paid in tokens and can stop. Loans against one asset are on its page.
APY: fees and rewards, lowest of today, 7 and 30 days. A narrower range earns more and exits sooner.
Less consistent: thin, under 30 days, barely used, 3× the usual rate, or mostly rewards. Never in the headline.
Venues’ own rates, updated daily. Not a forecast or advice.
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